Stuck Waiting to Sell? Start Your Florida Life Now! (Why wait when you can relax on your new patio before your old home even closes?)
Keep Your Savings Safe—Move In with as Little as 5% Down. (Enjoy financial freedom while securing the home you’ve been dreaming about.)
Own Your Seasonal Getaway the Smart Way – Flexible financing makes it easy to secure your second home or winter retreat.
No Banks. No Credit Hassles. Just a Simple, Stress-Free Move. (If the banks say no, we say welcome home!)
Own for Less Than Rent—Build Equity Instead of Paying Someone Else’s Mortgage.
Fresh Start Financing – Credit challenges? No problem. If you’re ready to own, we’re ready to help.
Clear Terms, No Surprises – We explain every financing detail upfront so you can make confident decisions (it's a simple process anyway.)
Exclusive Access—Become a Preferred Buyer in South Florida’s Premier 55+ Communities. (Limited homes. Serious buyers only.)
Step 1 - Find It
Browse available condos and schedule your showing
Step 2 - Secure It
Agree to seller financing terms and schedule closing
Step 3 - Move In
Complete closing with title company and move in!
This Isn’t Just About Real Estate—It’s About Finally Achieving Your Retirement Dream
My name is Nick Vujnich. I’m a licensed real estate professional—but before anything else, I’m a son who watched his own parents struggle to make their retirement move to Florida.
I’ll never forget the excitement in their voices as they talked about their move to Florida. Morning walks by the ocean… peaceful afternoons in the sunshine… They had worked their entire lives for this moment. But when it came time to make it happen, every bank gave them the same answer—“Sorry, you can’t qualify for a second mortgage until you sell your current home.”
I remember the disappointment in my mom’s eyes when she quietly said, “Maybe it’s just not meant to be…” That moment stuck with me. It wasn’t a lack of desire—or even money. It was the system standing in their way. And I knew there had to be a better solution.
That’s when I discovered the power of seller financing. A simple, smart, and financially sound way for buyers—just like my parents—to secure their dream home without the usual roadblocks.
With as little as 5% down and monthly payments often less than what they’d pay for rent they could have moved months earlier—without draining their savings or worrying about bank approvals.
Today, I help people avoid that same heartbreak. Relocating, downsizing, or securing a winter home, I’ll show you how seller financing can open the door—literally—to the life of your dreams.
The Eager Retiree
“I’m ready to retire in Florida, but I can’t buy until I sell my current home.”
We specialize in helping retirees make the move now without waiting for their home to sell. Enjoy your Florida retirement sooner and worry about selling later—on your timeline.
The Cash-Conscious Downsizer
“I want to downsize into a 55+ community, but I’m not sitting on a pile of cash.”
Keep your savings safe and secure your new home with as little as 5% down. Affordable monthly payments often cost less than local rent—without draining your retirement accounts.
The Fixed-Income Buyer
“I’m retired and living on Social Security or a pension. I'm having trouble with the Banks.”
With seller financing, you can own your home with straightforward, manageable payments and no complicated credit approvals.
The Second-Home Buyer
“I want a seasonal getaway but don’t want to deal with a second mortgage.”
Secure your Florida retreat the smart way—without tying up large amounts of cash or navigating second-home financing hurdles.
The Credit-Challenged Comeback Buyer
“I’ve had some financial setbacks, but I’m ready for a fresh start.”
Life happens. If you have reliable income but can’t qualify for a traditional mortgage just yet, seller financing offers you a new path to homeownership—without waiting for perfect credit.
Limited Availability
These Opportunities Don’t Last Long!
Our network of seller-financed condos is small and in high demand. If you’re ready to make your move, take the first step today before these rare opportunities are gone.
"This is simple. Our mission isn’t just to list properties—it’s to help people finally get into the homes they’ve been dreaming about without the roadblocks of traditional financing.
We know that when you win—when you finally secure that Florida condo with terms that make sense for you—it creates a win for everyone involved.
Sellers can move their properties faster. Buyers can move forward with their lives. And we continue building a reputation for delivering real solutions when the banks can’t or won’t.
That’s why we don’t waste time with complicated terms or hidden fees. Our success depends on helping you win—plain and simple.
We’ve already done the hard work to bring you the best available properties—no endless searching, no stressful negotiations. Just the simple, direct path to the Florida lifestyle you deserve."
Palm Beach County Condos
55+ Adult Communities
ACTIVE LISTING
Kings Point, Delray Beach, Florida
You'll love the resort-style living in this gated community with 24/7 guards. It offers social and recreational activities, two 18-hole golf courses, indoor and outdoor swimming pools, tennis courts, pickle ball, billiards, fitness center, theater, & restaurant.
How does seller financing work?
Seller financing is a simple, secure alternative to a traditional bank loan. You purchase the property through a standard real estate transaction, closed with a title company. Instead of borrowing from a bank, the seller acts as the lender, and you make monthly payments directly to them.
How much do these homes cost?
Most of the 55+ condos we offer are priced between $100,000 and $200,000. Exact pricing depends on market values in each community. We’ll provide full property details, including pricing and financing options, before you make any decisions.
How much do I need for a down payment?
Most down payments are between 5% and 10% of the purchase price. In some cases, HOA communities may require a higher minimum down payment—sometimes up to 20%. We’ll clearly explain all terms for each property before you make a decision.
Are the monthly payments affordable?
Yes. We work hard to ensure that total monthly payments—including principal, interest, taxes, insurance, and HOA fees—are typically equal to or less than the market rents in the community.
When do I need to refinance or pay off the loan?
The timeframe is determined by the seller and will vary by property. However, it’s common for sellers to offer terms that allow 3 to 5 years before requiring full payoff or refinancing.
Is this a legitimate, secure real estate transaction?
Yes. All purchases are completed through a title company, just like a traditional home purchase. You receive full legal ownership of the property, and all financing terms are clearly documented and secured by a lien on the property.
Why do sellers offer financing?
In today’s market, many sellers are looking for ways to attract more qualified buyers and sell their properties faster. By offering seller financing, they open the door to buyers who may not be able to qualify for a traditional bank loan right now but are financially capable of making monthly payments. It’s a win-win solution—buyers get the home they want without bank delays, and sellers benefit from steady monthly income and quicker sales.
How quickly can I close and move in?
Without bank approvals, seller-financed purchases typically close much faster than traditional sales. In many cases, you can close and move into your new home in as little as 15 days—or on a timeline that works best for you.
Are these homes move-in ready?
Most of the properties we offer are located in desirable 55+ communities and are move-in ready, allowing you to start enjoying your Florida lifestyle right away. We’ll provide video tours and full property details so you can confidently choose the right home for your needs.
Step 1 - Find It
Browse available condos and schedule your showing
Step 2 - Secure It
Agree to seller financing terms and schedule closing
Step 3 - Move In
Complete closing with title company and move in!
We succeed by helping you win. Our goal isn’t just to list properties—it’s to make homeownership possible and easy for buyers who deserve a better path. We know that affordable payments and simple terms are what make this work for you—and when it works for you, it works for everyone.
That’s why our first priority is to offer the most reasonable terms and flexible financing options, so you can say yes to the Florida lifestyle you’ve been waiting for.
Get started by completing the form on this page
Review the properties we have available with Seller Financing and schedule a showing (instructions for scheduling available on the listing page of the property)
If you like the property, review the seller financing terms, sign paperwork and schedule closing (title company will handle the closing like any other real estate purchase)
View Exclusive Seller-Financed Properties.
Get access to available homes and financing options TODAY. No endless searching. No wasted time.
100% Transparent Terms.
No hidden fees. No confusing fine print. We explain every detail clearly, so you know exactly what to expect before making a decision.
Move On Your Timeline.
Many of our buyers close and move in within 15 days or less—no banks, no long waits, no unnecessary delays.
Act Quickly—These Homes Don’t Last Long!
We typically only have 2-3 properties available at a time and they usually sell quickly. Request access now before they’re gone.
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By removing the typical roadblocks, we make buying your Florida dream home simple, fast, and hassle-free. With seller financing, it’s as easy as 1, 2, 3...
Find It. Secure It. Move In.
Call or Text Nick Vujnich
Charles Rutenberg Realty
Florida License: SL3412176
Phone: (561) 709-6094
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